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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,417 | $60,349+54.8% | $74,184+25.9% | $62,881+48.6% |
| Participation rate | 67.9% | 72.7%-4.9pp | 76.6%-8.8pp | 69.3%-1.4pp |
| Annual return | 6.16% | 21.38%-15.2pp | 17.74%-11.6pp | 20.14%-14.0pp |
| Employer contribution / active EE | $2,112 | $1,680+25.7% | $2,370-10.9% | $2,281-7.4% |
| Participant deferral / active EE | $3,887 | $2,856+36.1% | $3,550+9.5% | $3,203+21.3% |
| Admin fee / account holder | $5,497 | $4,261+29.0% | $5,586-1.6% | $4,296+28.0% |