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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,727 | $110,083+37.8% | $151,645+0.1% | $68,490+121.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -10.65% | -10.12%-0.5pp | 3.34%-14.0pp | -7.85%-2.8pp |
| Employer contribution / active EE | $6,561 | $4,470+46.8% | $6,165+6.4% | $2,597+152.7% |
| Participant deferral / active EE | $3,542 | $6,526-45.7% | $8,363-57.6% | $4,028-12.0% |
| Admin fee / account holder | $2,822 | $7,718-63.4% | $11,614-75.7% | $5,403-47.8% |