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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,741 | $123,793+22.6% | $177,848-14.7% | $79,856+90.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 9.79% | 22.82%-13.0pp | 48.33%-38.5pp | 31.71%-21.9pp |
| Employer contribution / active EE | $6,551 | $4,095+60.0% | $5,919+10.7% | $2,471+165.1% |
| Participant deferral / active EE | $3,655 | $5,956-38.6% | $7,714-52.6% | $3,741-2.3% |
| Admin fee / account holder | $4,342 | $7,243-40.0% | $12,431-65.1% | $5,306-18.2% |