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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,649 | $48,078-23.8% | $78,676-53.4% | $62,881-41.7% |
| Participation rate | 88.5% | 65.2%+23.3pp | 73.6%+14.9pp | 69.3%+19.2pp |
| Annual return | 30.19% | 31.36%-1.2pp | 62.19%-32.0pp | 20.14%+10.0pp |
| Employer contribution / active EE | $1,945 | $2,015-3.4% | $2,850-31.7% | $2,281-14.7% |
| Participant deferral / active EE | $2,547 | $2,587-1.6% | $3,517-27.6% | $3,203-20.5% |
| Admin fee / account holder | $1,408 | $3,206-56.1% | $4,510-68.8% | $4,296-67.2% |