Filed February 21, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $20,361 |
Service code 37 · EIN 04-2647786 | Loan Processing | $17,338 |
PHARR, BOUNDS, AND ZAVERSNIK, LLP3 years Service code 10 · EIN 82-1702469 | Accounting | $16,000 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,658 | $65,041-5.2% | $90,951-32.2% | $79,858-22.8% |
| Participation rate | 86.2% | 61.6%+24.6pp | 69.0%+17.2pp | 69.6%+16.6pp |
| Annual return | -0.08% | 30.45%-30.5pp | 134.60%-134.7pp | 31.71%-31.8pp |
| Employer contribution / active EE | $0 | $1,247-100.0% | $2,122-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $2,776 | $2,512+10.5% | $3,373-17.7% | $3,740-25.8% |
| Admin fee / account holder | $489 | $4,536-89.2% | $5,959-91.8% | $5,306-90.8% |