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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,524 | $152,612+23.5% | $125,192+50.6% | $152,897+23.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.19% | 54.85%-37.7pp | 43.79%-26.6pp | 345.43%-328.2pp |
| Employer contribution / active EE | $5,385 | $4,947+8.8% | $3,866+39.3% | $4,764+13.0% |
| Participant deferral / active EE | $2,615 | $5,868-55.4% | $4,937-47.0% | $5,851-55.3% |
| Admin fee / account holder | $2,516 | $13,437-81.3% | $9,704-74.1% | $11,599-78.3% |