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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,129 | $144,130+25.0% | $117,861+52.8% | $147,586+22.1% |
| Participation rate | 86.7% | 83.4%+3.2pp | 79.7%+7.0pp | 82.8%+3.8pp |
| Annual return | 13.06% | 531.20%-518.1pp | 335.11%-322.0pp | 578.59%-565.5pp |
| Employer contribution / active EE | $4,645 | $4,897-5.1% | $3,786+22.7% | $4,876-4.7% |
| Participant deferral / active EE | $2,157 | $5,316-59.4% | $4,482-51.9% | $5,439-60.3% |
| Admin fee / account holder | $969 | $10,887-91.1% | $8,021-87.9% | $10,886-91.1% |