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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,381 | $131,835-77.7% | $108,582-72.9% | $273,972-89.3% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 4.98% | -91.57%+96.6pp | -51.70%+56.7pp | 41.46%-36.5pp |
| Employer contribution / active EE | $873 | $4,913-82.2% | $3,758-76.8% | $4,869-82.1% |
| Participant deferral / active EE | $962 | $5,127-81.2% | $4,311-77.7% | $5,287-81.8% |
| Admin fee / account holder | $10,067 | $10,253-1.8% | $7,645+31.7% | $10,133-0.6% |