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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,199 | $63,365+58.1% | $91,994+8.9% | $72,975+37.3% |
| Participation rate | 69.8% | 72.5%-2.7pp | 78.6%-8.8pp | 69.5%+0.3pp |
| Annual return | 23.05% | 35.35%-12.3pp | 69.04%-46.0pp | 81.01%-58.0pp |
| Employer contribution / active EE | $1,507 | $2,116-28.8% | $3,453-56.4% | $2,440-38.2% |
| Participant deferral / active EE | $4,098 | $4,883-16.1% | $5,924-30.8% | $3,608+13.6% |
| Admin fee / account holder | $2,082 | $4,670-55.4% | $7,744-73.1% | $5,124-59.4% |