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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,377 | $56,277+53.5% | $80,976+6.7% | $62,891+37.3% |
| Participation rate | 71.1% | 69.0%+2.2pp | 75.8%-4.7pp | 69.3%+1.8pp |
| Annual return | 4.48% | 22.12%-17.6pp | 17.10%-12.6pp | 20.14%-15.7pp |
| Employer contribution / active EE | $1,636 | $1,943-15.8% | $3,714-56.0% | $2,281-28.3% |
| Participant deferral / active EE | $4,275 | $4,195+1.9% | $5,696-25.0% | $3,203+33.5% |
| Admin fee / account holder | $3,160 | $3,741-15.5% | $5,516-42.7% | $4,296-26.4% |