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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,739 | $138,393-69.8% | $184,256-77.3% | $80,959-48.4% |
| Participation rate | 82.8% | 83.9%-1.1pp | 86.8%-4.1pp | 67.7%+15.1pp |
| Annual return | 12.37% | 20.01%-7.6pp | 28.85%-16.5pp | 35.67%-23.3pp |
| Employer contribution / active EE | $1,501 | $4,847-69.0% | $6,427-76.7% | $2,757-45.6% |
| Participant deferral / active EE | $3,299 | $7,076-53.4% | $9,133-63.9% | $4,300-23.3% |
| Admin fee / account holder | $12,437 | $10,489+18.6% | $13,899-10.5% | $6,925+79.6% |