Retirement plan

VAUGHAN & SONS, INC. 401(K) RETIREMENT AND SAVINGS PLAN

Name: VAUGHAN & SONS INC - VAUGHAN & SONS, INC. 401(K) RETIREMENT AND SAVINGS PLAN (2024) Form 5500
Creator: VAUGHAN & SONS INC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VAUGHAN & SONS, INC. 401(K) RETIREMENT AND SAVINGS PLAN, VAUGHAN & SONS INC

VAUGHAN & SONS INCEIN 74-0963640Plan #001PY 2024

10800 SENTINEL ST. - SAN ANTONIO, TX 78217210-352-1300

Prospect flagsHigh fees

Top hat statement on fileNQDC

Filed August 14, 1995

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$8.2M

+11.9% from 2023

Total participants

180

+11.1% from 2023

Average account balance

$46,419

-2.1% from 2023

Annual return

14.86%

+11.44 pp from 2023

Benchmarks

See 2,352 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,352 peers

Snapshot2024

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Analytics

Total assets (EOY)

Plan-year ending balance

$8.17M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$46K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

176

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$547K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.86%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$444

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
WORLD INVESTMENT ADVISORS LLC1 year Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101	Advisory (Plan)	$31,369
JP MORGAN INVESTMENT MANAGEMENT INC3 years Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET · SANTA BARBARA, CA 93101	Investment Management	$24,774
AKIN, DOHERTY, KLEIN & FEUGE, P.C.2 years Filed as: AKIN, DOHERTY, KLEIN & FEUGE,P.C Service code 99 8610 N NEW BRAUNFELS AVE · SAN ANTONIO, TX 78217	Other Fees	$10,000
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INSURANCE CO OF AME Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$8,056
ALLIANCE BENEFIT GROUP2 years Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON Service code 13 7908 N SAM HOUSTON PKWY W · HOUSTON, TX 77064	Contract Administrator	$3,921

Plan features & details

Pension benefit codes2E2F2G2J2K2S2R3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$78K

$550 / participant

Contract admin$78K100.0%

% of EOY assets

0.956%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ADKF, P.C.
Auditor EIN: 742606559
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$46,419

$88,087-47.3%

$164,866-71.8%

$74,546-37.7%

Participation rate

97.2%

73.1%+24.1pp

78.6%+18.6pp

67.2%+30.0pp

Annual return

14.86%

17.27%-2.4pp

69.97%-55.1pp

1366.03%-1351.2pp

Employer contribution / active EE

$1,192

$2,595-54.1%

$4,343-72.6%

$2,624-54.6%

Participant deferral / active EE

$2,661

$4,499-40.9%

$6,033-55.9%

$4,347-38.8%

Admin fee / account holder

$444

$2,232-80.1%

$12,689-96.5%

$1,944-77.2%

Provider

Service type

Compensation

WORLD INVESTMENT ADVISORS LLC1 year

Service code 27

24 E COTA ST STE 200 · SANTA BARBARA, CA 93101

Advisory (Plan)

$31,369

JP MORGAN INVESTMENT MANAGEMENT INC3 years

Filed as: COTA STREET INVESTMENT MANAGEMENT

Service code 28

24 E. COTA STREET · SANTA BARBARA, CA 93101

Investment Management

$24,774

AKIN, DOHERTY, KLEIN & FEUGE, P.C.2 years

Filed as: AKIN, DOHERTY, KLEIN & FEUGE,P.C

Service code 99

8610 N NEW BRAUNFELS AVE · SAN ANTONIO, TX 78217

Other Fees

$10,000

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INSURANCE CO OF AME

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$8,056

ALLIANCE BENEFIT GROUP2 years

Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON

Service code 13

7908 N SAM HOUSTON PKWY W · HOUSTON, TX 77064

Contract Administrator

$3,921

VAUGHAN & SONS, INC. 401(K) RETIREMENT AND SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VAUGHAN & SONS, INC. 401(K) RETIREMENT AND SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion