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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,832 | $65,555-27.0% | $86,216-44.5% | $75,173-36.4% |
| Participation rate | 63.6% | 60.5%+3.2pp | 69.0%-5.3pp | 67.2%-3.6pp |
| Annual return | 60.27% | 46.07%+14.2pp | 1169.42%-1109.1pp | 160.72%-100.4pp |
| Employer contribution / active EE | $1,575 | $1,553+1.4% | $2,382-33.8% | $2,671-41.0% |
| Participant deferral / active EE | $2,358 | $3,023-22.0% | $3,986-40.8% | $4,126-42.9% |
| Admin fee / account holder | $207 | $5,469-96.2% | $6,853-97.0% | $5,651-96.3% |