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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,436 | $59,813-49.1% | $79,580-61.8% | $68,486-55.6% |
| Participation rate | 83.8% | 61.1%+22.7pp | 69.5%+14.3pp | 67.9%+15.9pp |
| Annual return | -25.50% | -12.30%-13.2pp | 0.15%-25.7pp | -7.85%-17.6pp |
| Employer contribution / active EE | $2,267 | $1,505+50.6% | $2,413-6.1% | $2,597-12.7% |
| Participant deferral / active EE | $3,109 | $3,024+2.8% | $3,985-22.0% | $4,028-22.8% |
| Admin fee / account holder | $371 | $4,835-92.3% | $6,835-94.6% | $5,404-93.1% |