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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,985 | $148,623-85.2% | $135,974-83.8% | $139,466-84.2% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 14.92% | 79.30%-64.4pp | 68.30%-53.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $1,269 | $5,246-75.8% | $4,859-73.9% | $4,754-73.3% |
| Participant deferral / active EE | $1,973 | $8,103-75.6% | $7,760-74.6% | $6,712-70.6% |
| Admin fee / account holder | $1,815 | $12,406-85.4% | $10,767-83.1% | $11,409-84.1% |