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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,112 | $138,102-89.1% | $125,381-87.9% | $134,532-88.8% |
| Participation rate | 85.7% | 84.5%+1.2pp | 82.4%+3.3pp | 81.2%+4.5pp |
| Annual return | -19.52% | 750.73%-770.2pp | 572.31%-591.8pp | 418.27%-437.8pp |
| Employer contribution / active EE | $1,280 | $5,245-75.6% | $4,815-73.4% | $4,741-73.0% |
| Participant deferral / active EE | $1,973 | $7,801-74.7% | $7,448-73.5% | $6,401-69.2% |
| Admin fee / account holder | $507 | $11,568-95.6% | $10,007-94.9% | $11,429-95.6% |