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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,551 | $106,267-30.8% | $96,520-23.8% | $139,456-47.3% |
| Participation rate | 70.0% | 77.8%-7.8pp | 74.3%-4.3pp | 80.3%-10.3pp |
| Annual return | 20.41% | 38.45%-18.0pp | 35.72%-15.3pp | 373.45%-353.0pp |
| Employer contribution / active EE | $3,224 | $4,105-21.5% | $3,739-13.8% | $4,753-32.2% |
| Participant deferral / active EE | $7,325 | $5,454+34.3% | $4,879+50.1% | $6,711+9.1% |
| Admin fee / account holder | $1,146 | $7,882-85.5% | $6,733-83.0% | $11,407-90.0% |