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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,293 | $54,757-59.3% | $90,300-75.3% | $72,983-69.5% |
| Participation rate | 100.0% | 65.1%+34.9pp | 73.3%+26.7pp | 69.5%+30.5pp |
| Annual return | 39.90% | 30.63%+9.3pp | 78.11%-38.2pp | 81.01%-41.1pp |
| Employer contribution / active EE | $2,755 | $2,092+31.6% | $2,854-3.5% | $2,440+12.9% |
| Participant deferral / active EE | $3,991 | $2,887+38.3% | $3,884+2.7% | $3,608+10.6% |
| Admin fee / account holder | $339 | $3,972-91.5% | $5,353-93.7% | $5,124-93.4% |