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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,682 | $176,786+9.6% | $146,643+32.1% | $167,536+15.6% |
| Participation rate | 83.3% | 83.6%-0.3pp | 80.1%+3.3pp | 82.1%+1.2pp |
| Annual return | 12.25% | 24.04%-11.8pp | 22.75%-10.5pp | 478.82%-466.6pp |
| Employer contribution / active EE | $7,842 | $5,161+51.9% | $4,137+89.6% | $4,839+62.1% |
| Participant deferral / active EE | $8,416 | $6,440+30.7% | $5,506+52.8% | $6,342+32.7% |
| Admin fee / account holder | $1,189 | $13,262-91.0% | $10,280-88.4% | $12,315-90.3% |