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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,841 | $91,559+109.5% | $133,978+43.2% | $79,856+140.2% |
| Participation rate | 47.2% | 73.3%-26.1pp | 79.8%-32.6pp | 69.6%-22.4pp |
| Annual return | 12.22% | 61.85%-49.6pp | 45.10%-32.9pp | 31.71%-19.5pp |
| Employer contribution / active EE | $4,294 | $2,384+80.2% | $3,919+9.6% | $2,471+73.8% |
| Participant deferral / active EE | $4,406 | $3,734+18.0% | $5,047-12.7% | $3,741+17.8% |
| Admin fee / account holder | $116 | $6,321-98.2% | $8,930-98.7% | $5,306-97.8% |