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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,066 | $183,978-75.5% | $162,171-72.2% | $152,885-70.5% |
| Participation rate | 54.5% | 88.5%-34.0pp | 87.6%-33.0pp | 82.5%-27.9pp |
| Annual return | 27.81% | 150.78%-123.0pp | 115.60%-87.8pp | 345.39%-317.6pp |
| Employer contribution / active EE | $0 | $6,370-100.0% | $5,613-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $4,810 | $8,033-40.1% | $7,297-34.1% | $5,851-17.8% |
| Admin fee / account holder | $8 | $13,122-99.9% | $10,843-99.9% | $11,598-99.9% |