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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,840 | $217,427-53.6% | $185,837-45.7% | $167,518-39.8% |
| Participation rate | 40.0% | 86.0%-46.0pp | 81.7%-41.7pp | 82.1%-42.1pp |
| Annual return | 9.34% | 148.39%-139.1pp | 122.08%-112.7pp | 478.71%-469.4pp |
| Employer contribution / active EE | $12,123 | $5,874+106.4% | $5,168+134.6% | $4,838+150.5% |
| Participant deferral / active EE | $10,010 | $6,357+57.5% | $5,568+79.8% | $6,342+57.8% |
| Admin fee / account holder | $899 | $19,816-95.5% | $16,241-94.5% | $12,312-92.7% |