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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $540,072 | $176,105+206.7% | $159,474+238.7% | $167,536+222.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.58% | 331.91%-316.3pp | 263.68%-248.1pp | 478.82%-463.2pp |
| Employer contribution / active EE | $5,016 | $5,299-5.3% | $4,831+3.8% | $4,839+3.7% |
| Participant deferral / active EE | $17,676 | $7,751+128.0% | $7,353+140.4% | $6,342+178.7% |
| Admin fee / account holder | $45,664 | $12,559+263.6% | $10,802+322.7% | $12,315+270.8% |