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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,124 | $138,076+173.1% | $123,553+205.2% | $135,380+178.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -4.34% | 153.70%-158.0pp | 119.21%-123.5pp | 519.81%-524.1pp |
| Employer contribution / active EE | $8,568 | $5,152+66.3% | $4,628+85.1% | $4,779+79.3% |
| Participant deferral / active EE | $15,306 | $6,800+125.1% | $6,426+138.2% | $5,609+172.9% |
| Admin fee / account holder | $30,440 | $10,917+178.8% | $9,284+227.9% | $10,828+181.1% |