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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,781 | $100,895-50.7% | $90,430-45.0% | $158,950-68.7% |
| Participation rate | 75.0% | 75.0%0pp | 72.7%+2.3pp | 82.0%-7.0pp |
| Annual return | 40.95% | 1725.54%-1684.6pp | 1293.73%-1252.8pp | 302.91%-262.0pp |
| Employer contribution / active EE | $778 | $3,689-78.9% | $3,262-76.1% | $4,762-83.7% |
| Participant deferral / active EE | $3,902 | $4,347-10.2% | $3,963-1.5% | $5,983-34.8% |
| Admin fee / account holder | $331 | $6,505-94.9% | $5,613-94.1% | $11,248-97.1% |