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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,250 | $112,121+25.1% | $95,960+46.2% | $158,966-11.8% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 7.90% | 171.16%-163.3pp | 91.63%-83.7pp | 302.95%-295.0pp |
| Employer contribution / active EE | $15,616 | $3,199+388.1% | $2,541+514.5% | $4,762+227.9% |
| Participant deferral / active EE | $5,656 | $4,784+18.2% | $4,167+35.8% | $5,983-5.5% |
| Admin fee / account holder | $3,855 | $10,135-62.0% | $6,797-43.3% | $11,250-65.7% |