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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,515 | $98,240+6.4% | $82,312+27.0% | $147,586-29.2% |
| Participation rate | 70.6% | 79.7%-9.1pp | 76.9%-6.3pp | 82.8%-12.2pp |
| Annual return | 11.35% | 30.85%-19.5pp | 25.88%-14.5pp | 578.59%-567.2pp |
| Employer contribution / active EE | $12,008 | $3,192+276.2% | $2,428+394.5% | $4,876+146.2% |
| Participant deferral / active EE | $3,882 | $4,383-11.4% | $3,706+4.7% | $5,439-28.6% |
| Admin fee / account holder | $10,115 | $8,563+18.1% | $5,608+80.4% | $10,886-7.1% |