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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,537 | $175,231+48.7% | $149,696+74.0% | $139,466+86.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.69% | 166.77%-156.1pp | 134.46%-123.8pp | 373.66%-363.0pp |
| Employer contribution / active EE | $1,910 | $5,478-65.1% | $4,821-60.4% | $4,754-59.8% |
| Participant deferral / active EE | $7,520 | $6,521+15.3% | $5,682+32.4% | $6,712+12.0% |
| Admin fee / account holder | $440 | $16,155-97.3% | $13,212-96.7% | $11,409-96.1% |