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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,689 | $209,422-5.6% | $178,503+10.7% | $158,982+24.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 11.69% | 188.81%-177.1pp | 151.12%-139.4pp | 302.99%-291.3pp |
| Employer contribution / active EE | $7,059 | $5,707+23.7% | $5,011+40.9% | $4,763+48.2% |
| Participant deferral / active EE | $5,336 | $5,955-10.4% | $5,202+2.6% | $5,983-10.8% |
| Admin fee / account holder | $9,300 | $17,079-45.5% | $13,987-33.5% | $11,252-17.3% |