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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,031 | $144,130-97.2% | $117,861-96.6% | $147,586-97.3% |
| Participation rate | 90.9% | 83.4%+7.5pp | 79.7%+11.2pp | 82.8%+8.1pp |
| Annual return | 0.00% | 531.20%-531.2pp | 335.11%-335.1pp | 578.59%-578.6pp |
| Employer contribution / active EE | $1,431 | $4,897-70.8% | $3,786-62.2% | $4,876-70.7% |
| Participant deferral / active EE | $2,925 | $5,316-45.0% | $4,482-34.7% | $5,439-46.2% |
| Admin fee / account holder | $624 | $10,887-94.3% | $8,021-92.2% | $10,886-94.3% |