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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,526 | $60,349-64.3% | $74,184-71.0% | $62,881-65.8% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 9.85% | 21.38%-11.5pp | 17.74%-7.9pp | 20.14%-10.3pp |
| Employer contribution / active EE | $946 | $1,680-43.7% | $2,370-60.1% | $2,281-58.5% |
| Participant deferral / active EE | $2,365 | $2,856-17.2% | $3,550-33.4% | $3,203-26.2% |
| Admin fee / account holder | $1,689 | $4,261-60.4% | $5,586-69.8% | $4,296-60.7% |