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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,429 | $93,345-35.3% | $119,126-49.3% | $87,485-30.9% |
| Participation rate | 48.6% | 68.7%-20.2pp | 75.8%-27.2pp | 68.9%-20.4pp |
| Annual return | 13.58% | 19.08%-5.5pp | 282.11%-268.5pp | 26.06%-12.5pp |
| Employer contribution / active EE | $1,681 | $3,172-47.0% | $4,034-58.3% | $2,596-35.3% |
| Participant deferral / active EE | $2,328 | $4,099-43.2% | $5,318-56.2% | $4,274-45.5% |
| Admin fee / account holder | $5,518 | $8,039-31.4% | $10,693-48.4% | $7,775-29.0% |