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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,880 | $155,833+162.4% | $124,693+227.9% | $167,536+144.1% |
| Participation rate | 90.0% | 81.1%+8.9pp | 74.6%+15.4pp | 82.1%+7.9pp |
| Annual return | 9.21% | 17.98%-8.8pp | 5144.19%-5135.0pp | 478.82%-469.6pp |
| Employer contribution / active EE | $3,633 | $4,164-12.8% | $3,324+9.3% | $4,839-24.9% |
| Participant deferral / active EE | $7,795 | $5,675+37.4% | $4,615+68.9% | $6,342+22.9% |
| Admin fee / account holder | $782 | $9,534-91.8% | $7,494-89.6% | $12,315-93.6% |