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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,901 | $149,741+173.1% | $118,914+243.9% | $158,982+157.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 11.35% | 19.94%-8.6pp | 35.89%-24.5pp | 302.99%-291.6pp |
| Employer contribution / active EE | $3,785 | $4,119-8.1% | $3,264+15.9% | $4,763-20.5% |
| Participant deferral / active EE | $9,883 | $5,226+89.1% | $4,266+131.7% | $5,983+65.2% |
| Admin fee / account holder | $517 | $8,607-94.0% | $6,582-92.2% | $11,252-95.4% |