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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,187 | $165,361+46.5% | $149,715+61.8% | $158,950+52.4% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.64% | 348.24%-334.6pp | 276.66%-263.0pp | 302.91%-289.3pp |
| Employer contribution / active EE | $6,134 | $5,103+20.2% | $4,645+32.1% | $4,762+28.8% |
| Participant deferral / active EE | $11,280 | $7,182+57.1% | $6,842+64.9% | $5,983+88.5% |
| Admin fee / account holder | $5,017 | $10,808-53.6% | $9,310-46.1% | $11,248-55.4% |