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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,076 | $93,589-67.9% | $135,942-77.9% | $75,181-60.0% |
| Participation rate | 52.6% | 75.2%-22.6pp | 81.9%-29.3pp | 67.2%-14.6pp |
| Annual return | 21.70% | 30.90%-9.2pp | 68.28%-46.6pp | 160.69%-139.0pp |
| Employer contribution / active EE | $2,554 | $3,537-27.8% | $4,858-47.4% | $2,671-4.4% |
| Participant deferral / active EE | $7,718 | $6,405+20.5% | $7,759-0.5% | $4,126+87.1% |
| Admin fee / account holder | $6,235 | $6,977-10.6% | $10,764-42.1% | $5,650+10.4% |