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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,752 | $165,361-82.0% | $149,715-80.1% | $158,950-81.3% |
| Participation rate | 22.2% | 84.6%-62.3pp | 82.5%-60.3pp | 82.0%-59.7pp |
| Annual return | 13.30% | 348.24%-334.9pp | 276.66%-263.4pp | 302.91%-289.6pp |
| Employer contribution / active EE | $1,193 | $5,103-76.6% | $4,645-74.3% | $4,762-74.9% |
| Participant deferral / active EE | $2,773 | $7,182-61.4% | $6,842-59.5% | $5,983-53.7% |
| Admin fee / account holder | $297 | $10,808-97.3% | $9,310-96.8% | $11,248-97.4% |