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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,804 | $181,062-68.6% | $158,223-64.1% | $155,188-63.4% |
| Participation rate | 40.0% | 82.7%-42.7pp | 79.2%-39.2pp | 80.8%-40.8pp |
| Annual return | 20.25% | 57.39%-37.1pp | 52.09%-31.8pp | 148.84%-128.6pp |
| Employer contribution / active EE | $957 | $4,565-79.0% | $4,109-76.7% | $4,248-77.5% |
| Participant deferral / active EE | $6,440 | $6,134+5.0% | $5,467+17.8% | $6,531-1.4% |
| Admin fee / account holder | $245 | $18,825-98.7% | $16,047-98.5% | $14,480-98.3% |