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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,862 | $183,516-82.6% | $155,534-79.5% | $145,884-78.2% |
| Participation rate | 40.0% | 82.7%-42.7pp | 78.2%-38.2pp | 80.3%-40.3pp |
| Annual return | 28.71% | 61.43%-32.7pp | 64.92%-36.2pp | 551.85%-523.1pp |
| Employer contribution / active EE | $866 | $5,315-83.7% | $4,675-81.5% | $4,662-81.4% |
| Participant deferral / active EE | $4,840 | $6,467-25.2% | $5,630-14.0% | $6,690-27.6% |
| Admin fee / account holder | $128 | $19,293-99.3% | $15,900-99.2% | $13,392-99.0% |