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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $322,144 | $175,231+83.8% | $149,696+115.2% | $139,466+131.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.60% | 166.77%-145.2pp | 134.46%-112.9pp | 373.66%-352.1pp |
| Employer contribution / active EE | $16,517 | $5,478+201.5% | $4,821+242.6% | $4,754+247.4% |
| Participant deferral / active EE | $10,867 | $6,521+66.6% | $5,682+91.2% | $6,712+61.9% |
| Admin fee / account holder | $1,169 | $16,155-92.8% | $13,212-91.2% | $11,409-89.8% |