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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,654 | $81,208-40.1% | $98,920-50.8% | $79,852-39.1% |
| Participation rate | 77.9% | 72.5%+5.4pp | 76.0%+1.9pp | 69.6%+8.3pp |
| Annual return | 14.25% | 60.99%-46.7pp | 196.47%-182.2pp | 31.72%-17.5pp |
| Employer contribution / active EE | $2,108 | $1,960+7.6% | $2,689-21.6% | $2,471-14.7% |
| Participant deferral / active EE | $903 | $3,265-72.3% | $4,245-78.7% | $3,740-75.9% |
| Admin fee / account holder | $5,399 | $6,013-10.2% | $6,643-18.7% | $5,306+1.8% |