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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,569 | $155,840-21.3% | $124,694-1.7% | $167,553-26.8% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 7.04% | 17.98%-10.9pp | 5144.82%-5137.8pp | 478.89%-471.9pp |
| Employer contribution / active EE | $4,320 | $4,165+3.7% | $3,325+30.0% | $4,840-10.7% |
| Participant deferral / active EE | $2,960 | $5,675-47.8% | $4,615-35.9% | $6,343-53.3% |
| Admin fee / account holder | $2,781 | $9,536-70.8% | $7,495-62.9% | $12,316-77.4% |