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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,605 | $52,836+43.1% | $105,736-28.5% | $64,173+17.8% |
| Participation rate | 100.0% | 66.5%+33.5pp | 76.3%+23.7pp | 69.6%+30.4pp |
| Annual return | -8.67% | 14.30%-23.0pp | 6.27%-14.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $3,467 | $1,827+89.8% | $3,268+6.1% | $2,381+45.6% |
| Participant deferral / active EE | $2,621 | $2,545+3.0% | $4,080-35.8% | $3,470-24.5% |
| Admin fee / account holder | $827 | $3,959-79.1% | $6,913-88.0% | $4,887-83.1% |