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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,499 | $86,701-64.8% | $73,309-58.4% | $125,389-75.7% |
| Participation rate | 88.2% | 78.6%+9.6pp | 74.9%+13.3pp | 83.2%+5.0pp |
| Annual return | 0.94% | 2.78%-1.8pp | 5.67%-4.7pp | 282.24%-281.3pp |
| Employer contribution / active EE | $0 | $4,152-100.0% | $3,237-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,044 | $5,549-81.2% | $4,991-79.1% | $5,352-80.5% |
| Admin fee / account holder | $4,716 | $7,768-39.3% | $5,635-16.3% | $9,541-50.6% |