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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,753 | $85,030-73.2% | $70,525-67.7% | $139,427-83.7% |
| Participation rate | 37.5% | 73.9%-36.4pp | 68.4%-30.9pp | 80.3%-42.8pp |
| Annual return | 12.18% | 30.35%-18.2pp | 32.76%-20.6pp | 373.27%-361.1pp |
| Employer contribution / active EE | $967 | $3,909-75.3% | $2,974-67.5% | $4,752-79.7% |
| Participant deferral / active EE | $1,287 | $5,891-78.2% | $4,567-71.8% | $6,711-80.8% |
| Admin fee / account holder | $82,883 | $8,908+830.4% | $6,413+1192.3% | $11,404+626.8% |