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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,807 | $75,962+81.4% | $154,111-10.6% | $64,173+114.7% |
| Participation rate | 81.5% | 70.4%+11.1pp | 83.0%-1.6pp | 69.6%+11.9pp |
| Annual return | -7.26% | 30.32%-37.6pp | 735.18%-742.4pp | 7.63%-14.9pp |
| Employer contribution / active EE | $0 | $3,350-100.0% | $5,298-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,371 | $3,175+37.7% | $5,081-14.0% | $3,470+26.0% |
| Admin fee / account holder | $2,315 | $5,589-58.6% | $13,411-82.7% | $4,887-52.6% |