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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,624 | $165,361+4.4% | $149,715+15.3% | $158,950+8.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -16.47% | 348.24%-364.7pp | 276.66%-293.1pp | 302.91%-319.4pp |
| Employer contribution / active EE | $3,623 | $5,103-29.0% | $4,645-22.0% | $4,762-23.9% |
| Participant deferral / active EE | $8,746 | $7,182+21.8% | $6,842+27.8% | $5,983+46.2% |
| Admin fee / account holder | $4,751 | $10,808-56.0% | $9,310-49.0% | $11,248-57.8% |