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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,132 | $43,075-32.4% | $74,577-60.9% | $62,881-53.7% |
| Participation rate | 69.2% | 58.1%+11.2pp | 68.1%+1.1pp | 69.3%-0.1pp |
| Annual return | 8.07% | 17.50%-9.4pp | 20.47%-12.4pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,035 | $1,498-30.9% | $2,525-59.0% | $2,281-54.6% |
| Participant deferral / active EE | $2,749 | $2,389+15.0% | $3,458-20.5% | $3,203-14.2% |
| Admin fee / account holder | $1,951 | $2,840-31.3% | $4,138-52.9% | $4,296-54.6% |