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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,207 | $89,259-58.3% | $107,187-65.3% | $82,637-55.0% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 16.25% | 21.02%-4.8pp | 204.55%-188.3pp | 53.51%-37.3pp |
| Employer contribution / active EE | $6,857 | $3,080+122.6% | $3,782+81.3% | $2,552+168.7% |
| Participant deferral / active EE | $4,756 | $4,037+17.8% | $5,096-6.7% | $4,126+15.3% |
| Admin fee / account holder | $1,186 | $7,381-83.9% | $9,162-87.1% | $7,339-83.8% |