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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,496 | $55,889-49.0% | $76,119-62.6% | $80,935-64.8% |
| Participation rate | 60.7% | 62.1%-1.4pp | 69.1%-8.4pp | 67.7%-6.9pp |
| Annual return | 15.53% | 20.58%-5.1pp | 361.25%-345.7pp | 35.66%-20.1pp |
| Employer contribution / active EE | $1,647 | $1,866-11.7% | $2,693-38.8% | $2,757-40.3% |
| Participant deferral / active EE | $1,697 | $3,051-44.4% | $4,259-60.1% | $4,299-60.5% |
| Admin fee / account holder | $1,988 | $5,241-62.1% | $6,421-69.0% | $6,924-71.3% |